Forget That Home!

Homeownership should not be part of the American Dream - Fortune Finance: "...But perhaps it's time to question whether homeownership should even be part of the American Dream. Tighter mortgage lending rules could return the housing market to the way it was in the 1970s, when homeownership was much lower and virtually all homebuyers put down at least 20% of the value of the house. Standards began changing around the 1980s as home prices appreciated significantly and mortgage financing became more sophisticated..."