'Underbanked' Report Shows Need For Postal Banking | Crooks and Liars:
...If We the People could be allowed to have a simple bank account at our Post Offices this would solve a problem for millions upon millions of Americans. This would help people. It would keep people away from the debt-trap clutches of the predatory payday lending industry.
This is not an out-of-the-mainstream idea. Lots of countries do it. This country used to do it. In fact, the Postal Service still issues money orders.